Its true, analysts say some companies are looking at Facebook friends which in turn has an affect on your credit.

A handful of new companies are analyzing your Facebook friends to determine whether or not you are a safe bet for credit.

This means if you have friends that are delinquent on loans or default on loans then it will reflect on you also.

For now, it does not look like there is any connection between your Facebook friends and your FICO score, such as your friends with delinquent accounts pushing your score down from like a score in the 700's down to the 500's.

But there is no reason to think a company would only consider your FICO score for a loan in the future.

But if they can get a better picture of you by looking at a credit score that is based on your Facebook friends, then why wouldn't they?